HIV patients will now get Health insurance coverage
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Written by Debojit
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Sunday, 08 July 2007 |
Its without reservation convenient scoop for Indian HIV patients as they can follow through insurance coverage if they wish it. It is being of Chennai based Star Health and Allied Company Ltd that pioneered the mismatched insurance company taking initiative action in this field.
Star Health, countrys boon stand-alone health insurance mission has plant the outline before IRDA, Insurance Regulatory and Development Authority for getting permission to open this endeavor to provide group insurance coverage for HIV infected persons. The company is eyeing to 5.7 million HIV-infected people across India including severe AIDS patient.
The premiere of the insurance would be Rs.3,000 per-person-per-year that consign effect the coverage of Rs. 50,000 per person, according to Jagannathan, the Chairman and Managing Director of the company. The helping hand becomes payable if an HIV compassionate is confirmed to be carrying AIDS. We would haste in stifling co-operation with non-government organizations (NGOs) and divers social groups to identify HIV cases and offer insurance cover, as it is difficult to identify the affected individuals, because people ashamed in accepting this deadly disease due to social stigma. Thats why we adopted the institutional route in spite of identifying individuals'' he added.
Besides this the transaction is also problem to term with a Union Territory for dispensation insurance coverage to the BPL, Below Poverty Line families in the nominal premium.
Human Immunodeficiency Virus, HIV is deadly disease, which spreads via four reasons. The boon accede is: weak sexual interconnection with bite stranger. The aid reason is: re-using the infected syringe. The third reason is: from the infected mother to hers pre-natal baby. Besides this it can also be spread through the infected body fluids includes semen and blood by any accidental means. The HIV-infected person could survive his/her life like other uninfected people until he/she might goes under the deadly disease, AIDS.
Acquired Immune Deficiency Virus, AIDS, the greatest formation of HIV is a loaded disease. There is no aid available for it. But the compassionate could lengthen longer motion if he/she gets the proper treatment. The whole treatment of AIDS is extremely. The ordinary people cant survive its course. In this way, the insurance may be a reason of boon for those.
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